by Sandi Martin | Oct 14, 2020 | Budgets, Debt Management, Front Page
Here we are, well into fall…already? What even is time, anyway? Next thing you know it’ll be 2021 and all this will be over, right? The amount of creative energy we’re all using just to get through life these days is enormous, and you may not have much leftover...
by Kathryn Mandelcorn | Jul 14, 2020 | Canadian Personal Finance News, COVID-19, Debt Management, Personal Finance
Sandi’s Great Reads have been legendary here at Spring. We always look forward to her list of reads – she’s such a great curator. She’s also reading a lot more than the rest of us, so we thought we’d start giving her a hand. Going forward, the rest of the...
by Karen Richardson | May 25, 2020 | Case Study, Cash Flow, Debt Management, Personal Finance, variable income
Results for "case study" We’re back with another case study, this time with “Terri.” Terri is 42 years old, single, and works as a pharmaceutical rep earning commission income that varies wildly from month to month. With variable income, it’s hard to save...
by Sandi Martin | Apr 17, 2020 | Case Study, Cash Flow, Debt Management, Front Page, Meaningful Spending
Debt Management It’s time for another financial planning case study, drawn from real life work with our clients here at Spring, but smudged and blended artistically to keep you from recognizing your next-door neighbour with line of credit debt. As always, these case...
by Kathryn Mandelcorn | Feb 19, 2019 | Budgets, Cash Flow, Debt Management, Design Thinking, Personal Financial Planning
As promised in our What We Want for you in 2019 article, we are jacked about design thinking this year, and how you can use it to optimize your life and your finances to create the life that you didn’t know you always wanted. This month, we are applying this thinking...
by Sandi Martin | Nov 20, 2018 | Accountability, Big Picture, Book Review, contentment, Debt Management, Personal Finance
When I picked up The Year of Less by Cait Flanders at the library, my friend at the front desk told me she read the first part, but only leafed through the rest. “Minimalism is nice, I guess, but not for me,” she said, as she handed the book to me.I wish she had read...