by Julia Chung | May 15, 2018 | Disability, Personal Finance
In December 2008, the federal government implemented the Registered Disability Savings Plan (RDSP), a tax-deferred savings vehicle designed specifically to help people with disabilities, and their families, plan for long-term financial security. An RDSP allows people...
by Julia Chung | Apr 23, 2018 | CPP, Personal Finance, Personal Financial Planning, Small Business
Have you ever felt like everyone is working with the same set of information that you are – and therefore, sharing it would not be valuable? It’s a cognitive bias called “false-consensus,” which leads people to believe that their own values and ideas are...
by Julia Chung | Apr 23, 2018 | Accountability, Budgets, Cash Flow, Credit Cards, Debt Management, Personal Finance
In the world of financial planning, there are different kinds of planning, with different areas of focus and levels of complexity. At Spring, we divide that complexity up into Cash Flow, Comprehensive, and Advanced planning. But here’s a secret: It always comes down...
by Sandi Martin | Apr 3, 2018 | Budgets, Goal Planning, Personal Finance
Worry Free Money: The Guilt-Free Approach to Managing Your Money and Your Life by Shannon Lee Simmons isn’t making empty promises in the title. There’s literally no guilt in it. None. The revolutionary thing about Worry Free Money is that it doesn’t start with...
by Julia Chung | Mar 26, 2018 | Budgets, Mortgages, Personal Finance
Owning residential real estate in British Columbia is expensive, as you well know, and thanks to recent changes on both a provincial and municipal level, it’s also a great deal more complicated. Most of the changes were brought about by BC’s 2018 Budget, but a few of...
by Kathryn Mandelcorn | Mar 26, 2018 | Income Tax, Personal Finance
Yes, it’s that time of year again. Your accountant, the tax software companies, and that place down the block have all been sending you endless lists of deductions, paperwork, and requests for information. It can feel a little daunting. If you’re self-employed, a...
