Imagine being asked to do your job in an exotic city in a far flung country… Julia gives BBC Capital her planning tips.

If you’re in a cash flow bind, you don’t want to wait too long before you take action. But you should take some time to calculate the size of the problem. “A lot of times people don’t really look at their expenses,” said Julia Chung, a financial and estate planner with Spring Financial Planning in British Columbia in Canada. “They have a hard time managing the numbers.”

Announcement! A new collaboration with Sandi Martin of Spring Personal Finance…

Each online investment management company has a slightly different fee structure and value proposition. Calculating their relative cost for your circumstances will let you compare their relative value depending on the kind of service you want to pay for. (Includes a link to the Canadian Online Investment Advisor Fee Calculator.)

If you want to get your spending on food or any other category to line up with your income and goals, you’ll have to spend one of your other resources – your time, your capacity, even your social capital – until it doesn’t feel like a sacrifice anymore.

Join us for a free evening of cocktails, dinner, and insight on February 11th. RSVP today! tycuda@3macs.com 

On March 8, 2016, we released the Women & Money ebook in honour of International Women’s Day. It’s still relevant, and still free.

The YMPE Increases on January 1, 2016. What does that mean to you? Click here to find out.

Sandi Martin reads a lot – and she tells everyone which ones were the best every month.  Starting in January, we will be sending you her reading list directly (if you’ve signed up for our email newsletter).  In the meantime, here’s a sneak peek:

You’ve heard that money is the cause of many arguments between partners. But can a spender marry a saver and live happily ever after? BBC Capital interviewed Julia Chung of Spring Financial Planning to find out.