Julia Chung, CFP, CLU, FEA, TEP
Partner, Sr. Financial Planner
Areas of Specialty: Retirement Planning, Private/Family Business, Cross-Border Planning
Sandi Martin, CFP
Partner, Financial Planner
Areas of Specialty: Retirement Income Planning, Family Goal Planning
Kathryn Mandelcorn, FMA
Director, Cash Flow Strategies
Areas of Specialty: Money Coaching, Cash Flow Planning
Connect with the team on social media
What We Do at Spring
We believe that you need the tools to create financial success on your own terms…whatever they may be. Although our process is the same with every client, the outcomes are always delightfully different, and as unique as the people we have the privilege to work with every day.
Your values are the driving force behind any recommendations we make.
We want our recommendations to our clients to be influenced only by what’s in your best interest, and never by the potential for referral fees or third-party compensation.
We don’t sell products , accept commissions, pay or receive referral fees, or earn affiliate income.
We sincerely believe that financial planning – done well – can benefit everyone, and are actively invested in mentoring and developing new financial planners.
We’ve been running a practice management peer-mentoring group since early 2016…it’s how we met, in fact!
- Comprehensive Financial Planning
- Retirement Income Planning
- Cross-Border Planning
- Family/Private Business Planning
- Portfolio and Cash Flow Audits
Our Process
Discovery
More than just document collection, we want to understand your personality, values, and strengths so our work together is productive and valuable.
Analysis
We roll up our sleeves and dig in, putting our expertise to work in testing our assumptions and developing concrete recommendations for you to follow.
Implementation
Your plan is only the beginning. We’re here to help implement your action list and adjust your plan as life unfolds.
What We’re Writing
Working with Sandi was everything I hoped for. I felt like you got to know me well and very quickly. I feel like your recommendations reflected my current reality as well as my personality. That is, you didn’t recommend things that I would never commit to.
After going through this process, I feel like I have a much better understanding of my financial picture. I so wish that I would have done this years ago!!
H. BelleroseHaving an impartial 3rd-party review our entire financial situation is one of the best business decisions my wife and I have made. We consider Julia our personal CFO and have incorporated her services into all aspects of our financial lives.
There’s no pressure to purchase any investment or insurance through her or any associate she has introduced us to; but rather an assessment and guidance on plans we have for the future.
C. DewarWell, it’s been a year since we came to see you last and enacted our plan and we are writing to tell you that we are DEBT FREE on November 1ST ON SCHEDULE!!!
Coming to see you, using your services, was the best decision we ever made as a couple. We can’t thank you enough. We couldn’t have done any of it without you. Thanks, Kathryn.
K. & J. Shorrocks
Don't Be Shy
Tell us a little bit about yourself, and schedule a free inquiry call so we can get to know each other.