I couldn’t be more thankful for your guidance so far, Kathryn, your work is life changing! I hope you know just how important your role is to your clients.
Providing this gift to my family does not have a price. Over several months and sessions we accomplished a lot and Julia’s contribution was necessary and very valuable. Julia has the accounting background, people insights and care about her client success — all of which were used in our process.
A couple of years and several dozen direct transfers later, our family is in a place of freedom. We’re home owners and our feeling of security is tenfold what it was before she came into our lives. We have adequate insurance and a bank account that practically manages itself. More importantly we feel peace when we think about the future and excitement about what is possible.
Like many people, my husband and I grew up in families where money was spent quickly without a lot of thought to the future. Today, we feel Kathryn gave us the education that my parents weren’t able to provide, and it’s a gift we hope to give our boys.
My husband and I don’t for one second regret the money we spent to have Kathryn help us consider our long term and short term goals and develop an action plan to get there. We believe money coaching is a unique offering and one that can’t be done well by the big or small banks. She took the time to get to know us even when the conversations veered from finances to careers to family. I recommend her wholeheartedly and do so regularly.
I live in the Vancouver area, and worked with Sandi over Skype to get my in-laws set up with a full financial plan for their retirement drawdown. She also helped with moving from an expensive wealth management firm to a robo-advisor. Sandi is WONDERFUL – thorough, easy to talk to, highly knowledgeable, no-pressure and generous with her time.
We are in our mid 40s and have accumulated a fair amount of assets over the years. We are both childless, debt-free and express a desire to retire at 50. This being said, we were very unsure as to whether we were able to achieve this, as well as maintain our existing lifestyle. We wanted an independent opinion devoid of any influence from any financial institutional affiliation.
After meeting with Julia and sharing with her all our confidential financial details, she was able to extrapolate and compile all our particulars. She then arranged a meeting where she presented us with a very complete portfolio of our affairs. This was preceded by a comprehensive explanation of our situation whereby if all needs maintain the same, she confirmed and assured us that we are able to retire at 49 and 50. We feel that Julia is our personal ‘CFO’ and we do not hesitate to contact her when we have any financial doubts or concerns.
We are very impressed with Julia’s professionalism and attention to detail and we highly recommend her to anyone who has ever wondered about their current financial circumstances. She has definitely given us peace of mind.
Overall I would recommend Julia as a financial advisor who cares deeply about her clients and is always there to adjust the plan should changes or challenges arise.
Sandi has been an excellent guide to me and my family into the financial fields of retirement, investing and saving, and has provided me with information, advice and tutelage on strategies for reaching our (what at first seemed daunting) goals.
When I first approached her I had a small scope of inquiry in mind but as she took me through her process I realized there were many more factors to consider; this process expanded my financial goals and consequently my set of possibilities and choices. Specifically, there were so many factors to retirement that were new to me and Sandi was able to demystify them with a detail and analysis that rolled over into my knowledge of investment types.
One of the most valuable arguments to choosing a financial advisor is the information they give you in relation to your own situation rather than in abstraction – it makes the process so much more interesting and even exciting. Sandi is an enthusiastic listener and thorough in her critical analysis and I recommend her to anyone who wants to take a personal leadership in their finances.