Income Splitting with Spousal Loans

Income Splitting with Spousal Loans

Ah, tax strategies. Eyed with hopeful suspicion by the uninitiated, a tax strategy can feel like a fun Spy Vs. Spy game – but that other spy? That’s the government. Many a newly minted spy would consider backing away from anything that might have you facing that...
Planning for Summer… Within Reason

Planning for Summer… Within Reason

Summer is pretty exciting for most of us here in Canada. No matter which province or territory you live in, the season is often short and spectacular. We save so many things for summer, from barbecues and weddings to vacation days and that book we always wanted to...
Life Insurance as an Investment

Life Insurance as an Investment

Is Life Insurance an investment? Are life insurance salespeople sleazy, money-grubbers who are selling wild strategies without merit? What is going on here? We get asked about this every once in a while. Life Insurance and its salespeople get a bad rap. Some of it is...
Women & Money ebook

Women & Money ebook

A year ago today, on March 8 2016, we published the Women & Money ebook in collaboration with Sandi Martin of Spring Personal Finance and Krysten Merriman of ModernAdvisor. A year later, Spring Personal Finance and JYC Financial are in the process of merging....
What do YOU want?

What do YOU want?

It sounds like an easy question: What do YOU want? Despite popular belief, this question – and no other – should be the force behind your financial plan and your financial decisions. Financial planning is all about finding the answer to, and planning the...