Now that the New Year is starting to settle in, it’s time for three reality checks to help you kick off 2023 with success. Learn what they are and how they can affect you and your financial plans.
While we’re always looking on the bright side of life, we also know it’s important to recognize what we’ve been through – and continue to go through – and give ourselves the opportunity to recover. You can’t keep running on empty forever.
While change is inevitable and constant, it does feel as though this year has brought us a bit more than usual, particularly with respect to our finances. We’ve experienced massive change when it comes to interest rates, with the Bank of Canada rate increasing from 0.25% in January to 3.75% in October.
On the off chance we don’t live forever, we need to plan for the alternative. And since we won’t directly benefit from the execution of those estate plans, we need a different kind of motivation to get the hard work done. That motivation is LOVE.
This month we’re deciphering what it really means to have balance. You know that challenges and curveballs are a guarantee, and we know that even with all that change, you can design your best life. Read on to find out how.
Design thinking continues to permeate all aspects of the work we do at Spring Plans – both with you and on our own. We’re making some changes thanks to our own thinking. Read all about it in this month’s update.