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Where to Start Saving First

Where to Start Saving First

by Spring Plans | Nov 6, 2018 | Cash Flow, Debt Management, Investment Fee Calculator, Personal Finance

The following article is an excerpt from our ebook “Women & Money”. You’ll note some gender-specific language here, but don’t let that deter you. Our advice is the same regardless of the chromosomes you carry. You can download the entire book for free here. Let’s...
August 2018 Update

August 2018 Update

by Julia Chung | Aug 27, 2018 | Big Picture, Debt Management, Goal Planning, Monthly Spring Update

Just before you slam your nose into the grindstone that September often brings – regardless of whether you have kids in school or work full time, it can still be a thing – let’s stop and consider: What is it you want to achieve in the back half of this...
The Hierarchy of Financial Needs

The Hierarchy of Financial Needs

by Julia Chung | Apr 23, 2018 | Accountability, Budgets, Cash Flow, Credit Cards, Debt Management, Personal Finance

In the world of financial planning, there are different kinds of planning, with different areas of focus and levels of complexity. At Spring, we divide that complexity up into Cash Flow, Comprehensive, and Advanced planning. But here’s a secret: It always comes down...
Book Review: Wealthing Like Rabbits by Robert R. Brown

Book Review: Wealthing Like Rabbits by Robert R. Brown

by Krysten Merriman | Mar 7, 2018 | Accountability, Book Review, Budgets, Debt Management, Personal Financial Planning

Results for "wealthing" Note: this is not a sponsored post, but I did receive a free copy of the book. There’s no shortage of personal finance books out there, and so many of them are nearly indistinguishable from the rest. Which make sense: the rules mostly...

How (Not) to Consolidate Debt

by Sandi Martin | Aug 14, 2013 | Blog, debt consolidation, Debt Management, Personal Finance

The point: it doesn’t matter what method you use to pay off debt, or if you use any method at all. What matters is that you stop creating new debt. It’s out there: the mathematically precise, strictly rational formula for paying off your three credit...

The Coming Housing Crash, And What You Can Do About It

by Sandi Martin | Jun 11, 2013 | Blog, Budgets, Canadian Housing Crash, Debt Management, Inside the Bank, Personal Finance

The point: there are two things you can do if there’s going to be a housing market crash, and worrying isn’t one of them. You’re here, so I’m going to take a long shot and guess that you read about money online, unless you’re here for the...
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