by Julia Chung | Aug 27, 2018 | Big Picture, Debt Management, Goal Planning, Monthly Spring Update
Just before you slam your nose into the grindstone that September often brings – regardless of whether you have kids in school or work full time, it can still be a thing – let’s stop and consider: What is it you want to achieve in the back half of this...
by Julia Chung | Apr 23, 2018 | Accountability, Budgets, Cash Flow, Credit Cards, Debt Management, Personal Finance
In the world of financial planning, there are different kinds of planning, with different areas of focus and levels of complexity. At Spring, we divide that complexity up into Cash Flow, Comprehensive, and Advanced planning. But here’s a secret: It always comes down...
by Krysten Merriman | Mar 7, 2018 | Accountability, Book Review, Budgets, Debt Management, Personal Financial Planning
Results for "wealthing" Note: this is not a sponsored post, but I did receive a free copy of the book. There’s no shortage of personal finance books out there, and so many of them are nearly indistinguishable from the rest. Which make sense: the rules mostly...
by Sandi Martin | Aug 14, 2013 | Blog, debt consolidation, Debt Management, Personal Finance
The point: it doesn’t matter what method you use to pay off debt, or if you use any method at all. What matters is that you stop creating new debt. It’s out there: the mathematically precise, strictly rational formula for paying off your three credit...
by Sandi Martin | Jun 11, 2013 | Blog, Budgets, Canadian Housing Crash, Debt Management, Inside the Bank, Personal Finance
The point: there are two things you can do if there’s going to be a housing market crash, and worrying isn’t one of them. You’re here, so I’m going to take a long shot and guess that you read about money online, unless you’re here for the...
by Sandi Martin | Apr 10, 2013 | Blog, Debt Management, Inside the Bank, Mortgages, Personal Finance
The point of this post: do the work to understand how the mortgage lending system works so you can save the most money. If you want to get the very best interest rate (read: lowest bottom line price) on your mortgage, you need to know how to see yourself the way the...
