by Sandi Martin | May 28, 2018 | Fee Only Financial Planning, Personal Financial Planning, Real Customer Service
You might not know this, but at Spring, we kiss a lot of frogs. In my neck of the woods, it’s spring peeper season, which means that if you’re near a pond at dusk you’ll hear a chorus of tiny little frogs making some of the most beautiful music on earth. (Have a...
by Spring Plans | May 28, 2018 | Financial Literacy, Personal Financial Planning, Registered Education Savings Plan
You’ve been diligently saving in your children’s (grandchildren’s, nieces’, nephews’, neighbour kids’) RESP accounts for years. You’ve maximized your contributions, you’ve collected those fabulous CESGs, provincial grants, Canada Learning Bonds, and deliciously...
by Julia Chung | Apr 23, 2018 | CPP, Personal Finance, Personal Financial Planning, Small Business
Have you ever felt like everyone is working with the same set of information that you are – and therefore, sharing it would not be valuable? It’s a cognitive bias called “false-consensus,” which leads people to believe that their own values and ideas are...
by Krysten Merriman | Mar 7, 2018 | Accountability, Budgets, Debt Management, Personal Financial Planning
Note: this is not a sponsored post, but I did receive a free copy of the book. There’s no shortage of personal finance books out there, and so many of them are nearly indistinguishable from the rest. Which make sense: the rules mostly stay the same, with occasional...
by Julia Chung | Feb 26, 2018 | Financial Planners, Personal Finance, Personal Financial Planning
In December and January, we talked quite a bit about the perils of uncertainty and how to deal with them. Then – BAM – the February market came and showed us just what uncertainty looks like. So basically, our publishing schedule is a month or two ahead¹....
by Julia Chung | Jan 22, 2018 | Accountability, Big Picture, Investing, Personal Finance, Personal Financial Planning
Oh, January. The calendar New Year starts smack-dab in the middle of winter, and as much as we try to gear up and get excited about this first month, there’s something so exhausting about January. It’s cold. The bills from the holidays are rolling in. We had holidays...
