by Julia Chung | Oct 18, 2018 | Personal Financial Planning, Relationships, Retirement, Retirement Planning
Your parents have been adults for as long as you can remember. They always had things in hand. They paid the bills, put a roof over your head, bothered you about cleaning up your room and doing your homework, and cried at your graduation/childbirth/other meaningful...
by Julia Chung | Sep 24, 2018 | CPP, Personal Finance, Retirement, Social Security
If you’ve worked in both the USA and Canada, you have likely contributed to both the USA’s Social Security program and the Canada Pension Plan (CPP). How will CPP benefits impact your Social Security benefits? How will your US residency impact your CPP and Old Age...
by Sandi Martin | Jun 19, 2018 | Retirement, Retirement Calculators, Retirement Planning
When you think of retirement and everything you need to do to prepare for it, I suspect you might think that some of your success hinges on getting the answers to these questions right: When should I apply for Canada Pension Plan benefits to get the most out of them?...
by Julia Chung | Oct 17, 2017 | CPP, Personal Finance, Retirement, Retirement Planning
“I have a pension through my employer,” says Tim*, in a recent call. “But I don’t understand it.” If you’re like Tim, you’re not alone. In Canada, we have many different potential sources for retirement income, with all kinds of different names. Pensions can be...
by Sandi Martin | Jun 24, 2013 | Blog, Budgets, Personal Finance, Retirement, Series: Avoiding the Useless Retirement Plan
The point: planning for your retirement isn’t just about your investments, although you can be forgiven for thinking it is. It involves exactly the same activities as planning for tomorrow, next week, and next month: active budgeting, debt elimination, robust...
by Sandi Martin | Jun 20, 2013 | Blog, Personal Finance, Retirement, Retirement Calculators, Series: Avoiding the Useless Retirement Plan
The point: retirement calculators are only as good as the information you put in them and the underlying assumptions of the calculator itself, and are useful only to model the future, not predict it. The lure of the retirement calculator is that it will tell you your...
