by Sandi Martin | Nov 21, 2019 | Big Picture, Design Thinking, Personal Finance, Retirement, Retirement Planning
Personal Finance Congratulations! You made it to retirement, and are living off of a combination of personal savings, company pension, and government benefits …and here’s where most of the retirement income planning resources stop, as if retirement is a finish...
by Sandi Martin | Nov 15, 2019 | Retirement, Retirement Planning
Month: November 2019 (This article is reposted with the permission of the author. It was originally published here.) Let me introduce you to my three imaginary friends: Rory, Amy, and Rose. Earning only $35,000 a year at most, each has managed to sock away 5% of that...
by Julia Chung | Mar 25, 2019 | Budgets, Home Buyer's Plan, Income Tax, Personal Finance, Retirement
Every spring, the Federal Government comes out with their budget for the year – all the ways they’ll be putting our tax dollars to use and running this national operation. They often have a news release in fall that telegraphs some of the things they’re thinking...
by Spring Plans | Dec 20, 2018 | Cash Flow, Personal Finance, Retirement
When you think about retirement planning, your mind may start to fill with acronyms: RRSP RRIF TFSA LIRA CPP OAS Just think: that’s only the Starter Pack of Financial Jargon. It gets a whole lot worse. You may think you’ll have to earn a Master’s Degree in personal...
by Julia Chung | Oct 18, 2018 | Personal Financial Planning, Relationships, Retirement, Retirement Planning
Your parents have been adults for as long as you can remember. They always had things in hand. They paid the bills, put a roof over your head, bothered you about cleaning up your room and doing your homework, and cried at your graduation/childbirth/other meaningful...
by Julia Chung | Sep 24, 2018 | CPP, Personal Finance, Retirement, Social Security
If you’ve worked in both the USA and Canada, you have likely contributed to both the USA’s Social Security program and the Canada Pension Plan (CPP). How will CPP benefits impact your Social Security benefits? How will your US residency impact your CPP and Old Age...
