by Julia Chung | Mar 25, 2019 | Budgets, CPP, Monthly Spring Update, Personal Finance
Budgets, budgets and more budgets. The Federal Budget was released on March 19, and you can find our summary here. Some provinces have already released their annual budgets and more are rolling in. If you’re reading as many finance newsletters as we are, you’ll have...
by Julia Chung | Jan 22, 2019 | CPP, Monthly Spring Update, Personal Finance, Personal Financial Planning
Happy New Year!! Feel free to attack this month’s blog content in bits. Like everything else in January, it’s just best to take it at your own pace, as we have lots to talk about, starting with the markets and moving into tax updates, TFSAs & RRSPs, CPP...
by Julia Chung | Sep 24, 2018 | CPP, Personal Finance, Retirement, Social Security
If you’ve worked in both the USA and Canada, you have likely contributed to both the USA’s Social Security program and the Canada Pension Plan (CPP). How will CPP benefits impact your Social Security benefits? How will your US residency impact your CPP and Old Age...
by Julia Chung | Apr 23, 2018 | CPP, Monthly Spring Update, Personal Finance, Personal Financial Planning, Small Business
Have you ever felt like everyone is working with the same set of information that you are – and therefore, sharing it would not be valuable? It’s a cognitive bias called “false-consensus,” which leads people to believe that their own values and ideas are...
by Julia Chung | Oct 17, 2017 | CPP, Personal Finance, Retirement, Retirement Planning
“I have a pension through my employer,” says Tim*, in a recent call. “But I don’t understand it.” If you’re like Tim, you’re not alone. In Canada, we have many different potential sources for retirement income, with all kinds of different names. Pensions can be...