by Sandi Martin | Aug 20, 2015 | Blog, Investing, Personal Finance, Retirement Planning
I was recently part of a presentation for financial advisors, put on by someone whose work I respect (and who I imagine probably would not have said this if he had had more time to think about it). Just before the end, this came out of his mouth: Words I just heard!...
by Sandi Martin | May 12, 2015 | Blog, Investing, Personal Finance
I’ve been sitting on this post for a few weeks now, worrying that it’s too long, and the point I’m trying to make is going to be lost in all the words, so I’ll make it really simple for those of you who won’t get through 2000+ words: the...
by Sandi Martin | Nov 18, 2014 | Blog, Investing, Investment Fee Calculator, NestWealth, Online Investment Management, Personal Finance, ShareOwner Model Portfolios, Steadyhand, Wealth Management, WealthBar, Wealthsimple
Canadians wanting to manage their investments have up until now had three choices for their savings: Open up a self-directed brokerage account, pay the trading and account fees, and build a portfolio on your own with no advice from the brokerage. Go to the bank (or...
by Sandi Martin | Aug 26, 2014 | Because Money, Blog, Investing, Personal Finance
This month, we were delighted to welcome Michael Katchen of WealthSimple to the show to talk about what’s wrong with the asset management industry, how he and others like him plan to break it, and why regular Canadians who, for whatever reason, shouldn’t...
by Sandi Martin | Aug 5, 2014 | Blog, Investing, Personal Finance
Before I let you read the rest of this post, I want us to agree on a set of facts: It is extremely rare (but not impossible) for any one investor, investment professional, or investment management company to consistently and reliably outperform the market for any...
by Sandi Martin | Oct 15, 2013 | Blog, Investing, Management Expense Ratio, MER, Personal Finance
The point: management expense ratios do a poor job of communicating the price you’re paying for a mutual fund and the value you’re getting in return. This is the second of a two-part rant, and you can find the first part here. If you walked into the...
