by Sandi Martin | Aug 5, 2014 | Blog, Investing, Personal Finance
Before I let you read the rest of this post, I want us to agree on a set of facts: It is extremely rare (but not impossible) for any one investor, investment professional, or investment management company to consistently and reliably outperform the market for any...
by Sandi Martin | Oct 15, 2013 | Blog, Investing, Management Expense Ratio, MER, Personal Finance
The point: management expense ratios do a poor job of communicating the price you’re paying for a mutual fund and the value you’re getting in return. This is the second of a two-part rant, and you can find the first part here. If you walked into the...
by Sandi Martin | Sep 27, 2013 | Blog, Investing, Management Expense Ratio, MER, Personal Finance
The point: When you buy mutual funds from the bank, or an advisor, or through your employee plan, how do you know if you’re getting what you’re paying for? I’m not a fortune teller, but I can probably guess what mutual funds you hold in your RRSPs....
by Sandi Martin | Jul 16, 2013 | Best Discount Brokerage, Blog, Investing, Personal Finance
The point: If you’re starting out as an index investor, and are going to be regularly contributing in a self-directed brokerage account, the best discount brokerage for you is TD Direct Investing, but not for any of the reasons most reviewers list. *UPDATED*...
by Sandi Martin | Jul 10, 2013 | Blog, Investing, Mutual Funds, Personal Finance
Mutual funds are profoundly boring, although their ETF cousins have been known to be a little saucy. As an investor, you probably have a vague feeling that by buying mutual funds, you’re performing the financial equivalent of buying a pink tract home and driving...
