by Julia Chung | Mar 26, 2018 | Budgets, Mortgages, Personal Finance
Owning residential real estate in British Columbia is expensive, as you well know, and thanks to recent changes on both a provincial and municipal level, it’s also a great deal more complicated. Most of the changes were brought about by BC’s 2018 Budget, but a few of...
by Sandi Martin | Feb 20, 2014 | Because Money, Blog, Home Buyer's Plan, Mortgages, Personal Finance
In this week’s episode of The Because Money Podcast, we finally got to fight a little. Agreeing all the time is so boring, isn’t it? What did we cover that was so controversial? Only the Home Buyer’s Plan, that allows you to withdraw up to $25,000...
by Sandi Martin | Apr 10, 2013 | Blog, Debt Management, Inside the Bank, Mortgages, Personal Finance
The point of this post: do the work to understand how the mortgage lending system works so you can save the most money. If you want to get the very best interest rate (read: lowest bottom line price) on your mortgage, you need to know how to see yourself the way the...
by Sandi Martin | Mar 8, 2013 | Affordability, Blog, Debt Management, Mortgages, Personal Finance, Total debt service and savings ratio, Total debt service ratio
The point of this post: it’s your job as the borrower to figure out if you can actually afford the mortgage the bank says you can. When you think about how much money you make, do you use made up numbers or real ones? If you think that’s a strange...
