by Spring Plans | Dec 13, 2018 | Affordability, Big Picture, Christmas, Fee Only Financial Planning, Personal Finance
If you’re reading this financial gift guide, presumably you’re interested in helping your friends and family get better at managing their money and making great decisions about their lives. That’s good. When you give gifts like these, there’s a real danger that the...
by Sandi Martin | Mar 8, 2013 | Affordability, Blog, Debt Management, Mortgages, Personal Finance, Total debt service and savings ratio, Total debt service ratio
The point of this post: it’s your job as the borrower to figure out if you can actually afford the mortgage the bank says you can. When you think about how much money you make, do you use made up numbers or real ones? If you think that’s a strange...
