by Sandi Martin | Sep 12, 2019 | Inside the Bank, Wealth Management
(This article is reposted with the permission of the author. It was originally published here Boomer & Echo.) Imagine this scenario: you’ve gone into the bank to see about setting up a home equity line of credit, or buying a cottage, or increasing your regular...
by Sandi Martin | Oct 24, 2013 | Blog, Inside the Bank, Personal Finance, Real Customer Service
Hi. You probably don’t remember me. I was one of a series of warm bodies in that cubicle in Newmarket, the office (with a door!) in Huntsville, and the other office (with a window!) in Bracebridge. I mostly didn’t meet my sales targets and never made my cold-call...
by Sandi Martin | Jun 11, 2013 | Blog, Budgets, Canadian Housing Crash, Debt Management, Inside the Bank, Personal Finance
The point: there are two things you can do if there’s going to be a housing market crash, and worrying isn’t one of them. You’re here, so I’m going to take a long shot and guess that you read about money online, unless you’re here for the...
by Sandi Martin | May 21, 2013 | Blog, Inside the Bank, Personal Finance, Retirement
The point: buying an RRSP sometime between January and March doesn’t mean you have a retirement plan. Go into any bank between January 2nd and February 28th and you will be haunted by the specter of an underfunded retirement. You will be offered...
by Sandi Martin | Apr 15, 2013 | Blog, Inside the Bank, Personal Finance, Relationships
The point of this post: treat the people you’re dealing with like people to reduce the chances of getting screwed by a faceless institution. Also because it’s the right thing to do. I’m going to warn you: all this talk about skepticism is going to...
by Sandi Martin | Apr 10, 2013 | Blog, Debt Management, Inside the Bank, Mortgages, Personal Finance
The point of this post: do the work to understand how the mortgage lending system works so you can save the most money. If you want to get the very best interest rate (read: lowest bottom line price) on your mortgage, you need to know how to see yourself the way the...
