by Julia Chung | Dec 30, 2015 | Personal Finance, Spring Original
With few exceptions, Canadians over 18 who work in Canada and earn more than the minimum amount ($3,500) must contribute to the Canada Pension Plan. Your contributory period starts at the time you begin work and ends at retirement.
by Julia Chung | Dec 29, 2015 | BBC Capital, Media
If you’re in a cash flow bind, you don’t want to wait too long before you take action. But you should take some time to calculate the size of the problem. “A lot of times people don’t really look at their expenses,” said Julia Chung, a financial and estate planner with Spring Financial Planning in British Columbia in Canada. “They have a hard time managing the numbers.”
by Sandi Martin | Dec 29, 2015 | Accountability, Blog, Financial Infrastructure, Goal Planning, Personal Finance
Last year, what I wanted most for you was clarity, remember? How would your life be better if you were absolutely clear about what you want your life to look like, the resources you have or will have at your disposal, and the obstacles that you’ll have to get over,...
by Sandi Martin | Dec 8, 2015 | Blog, Investing, Management Expense Ratio, Personal Finance
The point: Yes, your own bad investing behaviour costs you, but your advisor’s bad investing behaviour has the potential to cost you a lot more. First off: I’m not a portfolio manager or an investment advisor (or adviser, for what it’s worth). I was...
