by Sandi Martin | Jul 23, 2013 | Blog, Personal Finance, Small Business
The point: have a plan for the money you earn within your business, and be ruthless about it. Otherwise, you’ll only succeed through sheer luck. A short meditation, today. Losing power for forty-one hours during the busiest week I’ve had in my practice has...
by Sandi Martin | Jul 16, 2013 | Best Discount Brokerage, Blog, Investing, Personal Finance
The point: If you’re starting out as an index investor, and are going to be regularly contributing in a self-directed brokerage account, the best discount brokerage for you is TD Direct Investing, but not for any of the reasons most reviewers list. *UPDATED*...
by Sandi Martin | Jul 10, 2013 | Blog, Investing, Mutual Funds, Personal Finance
Mutual funds are profoundly boring, although their ETF cousins have been known to be a little saucy. As an investor, you probably have a vague feeling that by buying mutual funds, you’re performing the financial equivalent of buying a pink tract home and driving...
by Sandi Martin | Jul 2, 2013 | Blog, HST, Personal Finance, Small Business
The point: Trusting the government to tell you what you need to give them and when is like asking your three-year-old to make supper: remarkably inefficient. This post ends with an appeal to write your MP begging for a change in the way small businesses are notified...